Individuals

We’re dedicated to helping you achieve financial success.

Together, we can build a financially literate and empowered community.

Our personalized plans include topics:

  • Introduction to Financial Literacy

  • Budgeting Basics

  • Saving & Investing

  • Understanding Credit & Debt

  • and more!

Planning for Financial Preparedness for Life's Unforeseen Challenges.

You never know what life is going to throw at you. It’s important to plan for the unexpected. Diversity Empowered can help you with your financial literacy and create a growth plan that makes sense for your budget goals.

Budgeting Made Easy

We can help you keep more of your money!

We can help you to start saving early

  • Budgeting

    Setting an easy to follow budget is always step one. It helps you determine what you are spending on, and how you can save.

  • Creating a plan

    Thinking about your goals is the best way forward. Our team can assist with developing a plan to help you reach those financial goals.

  • Banking made easy

    Banking can be scary at first. We at Diversity Empower will walk you through the process every step of the way so you can bank with confidence and put your money to work for you.

COMMON MYTHS

  • It's not worth saving if I can only do a small amount.

    FALSE!

    If you start early, around age 25, saving a percentage of your paycheck—including your employer’s match to your 401(k) (if you have one)—could help you save enough to maintain your current way of life in retirement. source

  • The stock market is too risky to get involved with

    The truth:

    While the market can be tricky to naviagte the truth investing in the market allows your money to work for you and you can earn far more by being in the market than not. source

  • I’m young, so I don’t need to save for retirement now

    The Truth:

    Retirement can feel very far away when you're young—but having all of those years to save can actually be incredibly powerful. That's because time and compounding are important factors in a retirement savings plan. source

  • All debt is bad

    The Truth

    The reality is it’s all about the balance. Carrying too much debt can be harmful, but not enough can also be. Not all debt is the same. In fact, certain types of debt, like mortgages and student loans, could help you move forward in life and achieve your personal goals.

    Make sure you shop around for the best rates and never borrow more than you can afford to pay back on time. source

  • Credit cards should be avoided

    The Truth:

    As long as you pay off your card balance in full each month to avoid interest, making purchases with credit can be worthwhile. Many credit cards offer a rewards program. If you make all your everyday purchases with your card, you could quickly rack up points you can redeem for cash, travel, electronics, or to invest. source

Ready to start your growing money?

Schedule a consultation today!